Fees and insurance

Start with the right fit.

The first therapist your child sees shapes how they feel about getting help at all. We make it easy to start in the right place, with clinicians trained in the treatments that work, appointments your family can actually keep, and real help getting the most from your insurance.

Why it matters

The first therapist your child sees matters

Many families start with whoever their plan lists and switch later. Starting in the right place often saves months of time, a great deal of money, and a child's willingness to try.

01

Child and teen therapy is a specialty

Treating kids well means adapting treatment to their development, coaching parents, and coordinating with schools. Many therapists receive little specific training in the approaches that work for young people. Our clinicians specialize in exactly this work.

02

Fit drives results

Research points to the relationship between a child and their therapist as one of the most consistent predictors of whether therapy helps. Choosing your clinician, rather than taking whoever has an opening, may be the most useful decision you make.

03

A false start has a cost

When a first experience with therapy does not help, kids often become reluctant to try again, and anxiety and avoidance tend to grow in the meantime. Starting with the right approach protects both your child's progress and their willingness to engage.

What you get with us

Care built around your child, not a plan's limits

Because we are not managing a caseload sized to network reimbursement rates, our clinicians have time for what good treatment with kids actually requires, including preparing for sessions, coordinating with schools and physicians, and meeting with parents.

You choose your clinician

We match you thoughtfully rather than assigning whoever is free, and if the fit is not right, we will change it.

Scientifically-supported treatment

Our clinicians are trained in CBT, exposure and response prevention, behavioral parent training, and SPACE, and deliver them as designed.

A plan built on assessment

Every case starts with understanding what is actually happening, so the plan fits the problem rather than a general impression of it.

Care that follows the need

90-minute exposure sessions, parent sessions without your child present, and calls with teachers, all of which plans reimburse inconsistently.

Treatment designed to end

No session caps set by a plan. We set clear goals, track progress, and tell you when your family is ready to step down.

Appointments you can keep

Afternoon, evening, and Saturday times, and testing that usually starts within a week or two rather than months.

What it costs

Clear pricing, with no surprises

Current fees for each clinician also appear on our booking site, and our intake coordinator confirms your exact fee before you schedule.

Therapy

$205–$350

per session, depending on clinician

A course of CBT for childhood anxiety commonly runs 12 to 20 sessions, so you are investing in a defined course of work.

Evaluations

By scope

focused or comprehensive

Every evaluation includes the interview, testing, a full written report, and a feedback session walking you through what it means.

Testing consultation

$700

90 minutes

Not sure testing is the right step? A psychologist reviews the history with you and tells you what your child actually needs.

HSA and FSA funds cover all of it.

Pretax dollars apply from the first session with no deductible to meet, which can lower your real cost by roughly a quarter to a third.

Using your insurance

Get the most back from your plan

Many families with PPO plans recover a meaningful portion of what they pay. These four steps help you get every dollar you are entitled to.

1

Let us check your plan first

We verify your out-of-network benefits for free, so you know what you will get back before you start.

2

Use pretax dollars from day one

HSA and FSA funds cover sessions immediately, with no deductible standing in the way.

3

Submit from the first session

Filing through Reimbursify takes about 60 seconds, and every claim counts toward your deductible right away.

4

Collect your reimbursement

Once your out-of-network deductible is met, most PPO plans send a portion of every session back to you.

Questions families ask

Why not start with an in-network therapist?

Because child and teen therapy is a specialty, and the training behind it matters. Treating kids well means adapting treatment to their development, coaching parents, and coordinating with schools, and many therapists receive little specific training in the approaches that work for young people. A network also narrows your choice to clinicians who take your plan and have openings, which often leaves one or two names.

Starting here means working with a clinician who specializes in children and teens, is trained in the treatment your child's difficulty calls for, and has hours your family can keep. That gives treatment its best chance of working the first time, before a false start leaves your child reluctant to try again. For many families the cost difference also narrows considerably once reimbursement and pretax dollars are counted, and a free benefits check will show you exactly where you land.

Do you take insurance?

We are an out-of-network practice, which means we do not bill insurance directly. Many of our families use their out-of-network benefits and receive partial reimbursement. After each visit we send a superbill and a link to file your claim through Reimbursify, which takes about 60 seconds.

Before you schedule anything, our intake coordinator can verify your benefits and tell you what your plan actually pays, at no cost and with no obligation.

How does out-of-network reimbursement work?

Most PPO plans reimburse a portion of each session once you have met your out-of-network deductible. Two details are worth knowing in advance. Plans calculate reimbursement from their own allowed amount rather than from the fee you paid, and the out-of-network deductible usually sits separately from the in-network one you may have already met.

Both are easy to plan around once you know your numbers, which is exactly why we check your plan before you start.

What if my plan has no out-of-network benefits?

EPO and HMO plans generally do not cover out-of-network care, and that includes most plans purchased through Covered California. If that describes your plan, we will tell you plainly.

Families in that situation still have strong options. HSA and FSA dollars cover every session. Additionally, California law entitles you to timely access to behavioral health care through your plan, and if your plan cannot offer an appointment within 10 business days, it may be obligated to arrange care for you. Our intake coordinator can point you toward how to ask.

Do you provide a Good Faith Estimate?

Yes. Under the No Surprises Act, self-pay patients are entitled to a good faith estimate of expected charges. You can read more on our Good Faith Estimate page, and we will discuss it with you at intake.

Give your child the right start.

Book a free 20-minute consultation. We will talk through what your child needs, check your benefits, and match you with the right clinician. If we are not the right fit, we will tell you and help you find who is.